Disability Programs
Life and AD & D Insurance
A term life insurance and limited accidental death and dismemberment program which includes an accelerated death benefit for terminal illness.
Non-Industrial Disability Insurance (N.D.I.)
An employer-paid short term disability program designed to provide fringe benefit wage continuation to eligible employees.
Long Term Disability
An employer-paid Long Term Disabiltiy program designed to guarantee a level of income if an eligible employee is unable to work due to disability which extends beyond 180 days.
Workers' Compensation
An employer-paid benefit for employees who are injured or become ill during the course of or due to employment.