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California State University, Long BeachCalifornia State University, Long Beach

Life and AD & D Insurance

Program

A term life insurance and limited accidental death and dismemberment program which includes an accelerated death benefit for terminal illness.

Employee Premium Rates

Currently, no premium rate is charged to employees for CSU provided basic life and/or basic accidental death and dismemberment.

Enrollment

All eligible employees will be automatically enrolled. Coverage will be effective the first of the month following eligibility.

Eligibility & Coverage

Employees are eligible if appointed half-time or more for a period of more than six (6) months.

Lecturers and Coaches appointed for a minimum of one semester or two consecutive quarters at .4 timebase or greater are eligible for benefits. Coaches (Non-academic calendar year) and Lectures (12 month appointments) are eligible for benefits if appointed half-time or more for a period of more than six (6) months. Exclusions: Faculty appointed solely to teach summer session, extension or intersession are not eligible for benefits.

Employees appointed on an hourly, intermittent basis do not qualify for benefits.

Eligible Employee Life Insurance Accidental Death & Dismemberment
Executive $150,000 $150,000
Management/Supervisory (MPP) $100,000 $100,000
Faculty (Unit 3) $50,000 $50,000
Teaching Associates (E99) $50,000 $50,000
Public Safety (Unit 8) $10,000 $10,000
Student Services Professional (Unit 4) $25,000 $25,000
Confidential Employees $50,000 $50,000

Certificates

Each participant will be provided with a certificate of insurance detailing the program.

Cancellation / Termination

If you become ineligible because of a change in time base or employee category, coverage will be automatically cancelled. Any cancellation or termination of coverage will cause the enrollment to cease at midnight on the last day of the pay period for which premiums have been paid.

Conversion Rights

Upon termination of employment, you may elect to convert the insurance to an individual policy that Standard Insurance offers. No evidence of insurability is required if the application is mailed within 30 days following termination of employment. Contact Standard Insurance at (800) 378-5745 for additional information.

Beneficiary

If you wish to designate a beneficiary other than a spouse, child, parent or siblings, which are considered automatic (statutory) beneficiaries, you must complete a beneficiary form which can be obtained from the Payroll Services (Brotman Hall 353).

Direct Pay

If you are on a Leave of Absence Without Pay or are otherwise in an approved non-pay status, you may elect to continue your dental coverage by paying the full premium for your coverage via the Direct Pay method. You should complete the necessary documents prior to your Leave. Please contact Benefit Services at (562) 985-7141 for further assistance.

Claims Processing

Beneficiaries should contact the Benefit Services for instructions for filing a claim. This is a summary of the Transamerica Life Insurance Program and should not be construed as a substitute for the master contract. Individual insurance certificates are provided to each covered employee.