Skip to Content
California State University, Long BeachCalifornia State University, Long Beach

COBRA Continuation

Frequently Asked Questions

Federal law requires that employers sponsoring group health plans with more than 20 employees offer their employees and their families the opportunity for a temporary extension of health coverage (called "continuation coverage") at group rates, in certain instances, where coverage under the plan would otherwise end. This section is intended to inform you, in a summary fashion, of your rights and obligations under the continuation coverage provisions of the law. (Both you and your spouse/dependents should take the time to read this section carefully).

If you are the employee of California State University, Long Beach (CSULB) covered by a health, dental and/or vision plan(s), you have the right to choose this continuation coverage if you lose your group coverage because of a reduction in your hours of employment or the termination of your employment (for reasons other than gross misconduct on your part).

If you are the spouse/dependent of an employee covered by the health, dental and/or vision plan(s), you have the right to choose continuation coverage for yourself if you lose group coverage under the health, dental and/or vision plan(s) for any of the following reasons:

  • The death of your spouse,
  • A termination of your spouse's employment (for reasons other than gross misconduct) or reduction in a spouse's hours of employment with CSULB,
  • Divorce or legal separation from your spouse,
  • Dissolution of Registered Domestic Partnership,
  • CalPERS non-compliance, or
  • Your spouse becomes entitled to Medicare.

In the case of a dependent child of an employee covered by the health, dental and/or vision plan(s), he/she has the right to continuation coverage if group coverage under the health, dental and/or vision plan(s) is lost for any of the following reasons:

  • The death of a parent,
  • A termination of a parent's employment (for reasons other than gross misconduct) or reduction in a parent's hours of employment with CSULB,
  • Parent's divorce or legal separation,
  • Dissolution of Registered Domestic Partnership,
  • CalPERS non-compliance,
  • A parent becomes entitled to Medicare, or
  • The dependent ceases to be a "dependent child" under the health, dental and/or vision plans. (Age 26, unless permanently disabled and unable to be self supporting).

Under the law, the employee or family member has the responsibility to inform California State University, Long Beach, Benefit Services of a divorce, legal separation, a child losing dependent status, or Social Security Disability determination within sixty (60) days of the event or the date on which coverage would be lost under the health, dental and/or vision plan(s), whichever is later.

COBRA Rates for Medical, Dental and Vision Plans

Effective January 1, 2016

CalPERS Medical Plans

Plan Name Plan Code 1 Party
Monthly Rate
2 Party
Monthly Rate
3 Party
Monthly Rate
Anthem Select HMO 181 $709.69 $1,419.37 $1,845.18
Anthem Traditional HMO 180 $767.53 $1,535.06 $1,995.58
Anthem EPO 127 $730.01 $1,460.03 $1,898.04
Blue Shield Access+ 141 $782.80 $1,565.60 $2,035.28
Blue Shield NetValue 042 $776.42 $1,552.85 $2,018.70
Blue Shield Access+ EPO 191 $782.80 $1,565.60 $2,035.28
Health Net Salud y Mas 184 $563.44 $1,126.88 $1,464.93
Health Net SmartCare 185 $664.26 $1,328.51 $1,727.06
Kaiser (CA) 056 $675.00 $1,350.00 $1,755.00
Kaiser Out-of State varies $948.90 $1,897.79 $2,467.13
PERS Choice 222 $730.01 $1,460.03 $1,898.04
PERS Select 045 $662.76 $1,325.51 $1,723.17
PERS Care 278 $817.61 $1,635.22 $2,125.79
PORAC (unit 8 only) 207 $712.98 $1,426.98 $1,824.78
Sharp 189 $586.23 $1,172.45 $1,524.19
United Health Care 187 $638.30 $1,276.59 $1,659.57

Delta Dental PPO - Indemnity Plan

Delta Dental Basic Group No. 1 Person 2 person 3 persons or more
Public Safety (Unit 8) 4918-2091 $31.57 $59.64 $119.76
Excluded (E99) 4918-2091 $31.57 $59.64 $119.76
CalPERS Annuitants 4918-2091 $31.57 $59.64 $119.76
CalSTRS Annuitants 4918-2091 $31.57 $59.64 $119.76
Delta Dental Enhanced Level I Group No. 1 Person 2 person 3 persons or more
Teaching Associates (Unit 11) 4918-4091 $38.41 $72.68 $149.82
Delta Dental Enhanced Level II Group No. 1 Person 2 person 3 persons or more
Executive (M98) 4918-4091 $47.55 $89.72 $175.27
Management Personnel Plan (M80) 4918-4091 $47.55 $89.72 $175.27
Confidential (C99) 4918-4091 $47.55 $89.72 $175.27
Physicians (Unit 1) 4918-4091 $47.55 $89.72 $175.27
CSEA (Units 2,5,7 & 9) 4918-4091 $47.55 $89.72 $175.27
Faculty (Unit 3) 4918-4091 $47.55 $89.72 $175.27
Academic Support (Unit 4) 4918-4091 $47.55 $89.72 $175.27
Skilled Crafts (Unit 6) 4918-4091 $47.55 $89.72 $175.27
CMA Operating Engineers (Unit 10) 4918-4091 $47.55 $89.72 $175.27
FERP Annuitants 4918-4091 $47.55 $89.72 $175.27

DeltaCare USA

Delta Care USA Basic Group No. 1 Person 2 person 3 persons or more
Public Safety (Unit 8) 02034-0011 $19.60 $32.33 $47.81
Excluded (E99) 02034-0011 $19.60 $32.33 $47.81
Teaching Associates (Unit 11) 02034-0011 $19.60 $32.33 $47.81
English Language Program Instructors (Unit 13) 02034-0011 $19.60 $32.33 $47.81
CalPERS Annuitants 02034-0011 $19.60 $32.33 $47.81
CalSTRS Annuitants 02034-0011 $19.60 $32.33 $47.81
Delta Care USA Enhanced Group No. 1 Person 2 person 3 persons or more
Executive (M98) 02034-0012 $26.04 $42.98 $65.36
Management Personnel Plan (M80) 02034-0012 $26.04 $42.98 $65.36
Confidential (C99) 02034-0012 $26.04 $42.98 $65.36
Physicians (Unit 1) 02034-0012 $26.04 $42.98 $65.36
CSUEU (Units 2,5,7 & 9) 02034-0012 $26.04 $42.98 $65.36
Faculty (Unit 3) 02034-0012 $26.04 $42.98 $65.36
Academic Support (Unit 4) 02034-0012 $26.04 $42.98 $65.36
Skilled Crafts (Unit 6) 02034-0012 $26.04 $42.98 $65.36
CMA Operating Engineers (Unit 10) 02034-0012 $26.04 $42.98 $65.36
FERP Annuitants 02034-0012 $26.04 $42.98 $65.36

Cobra Vision Coverage through VSP

CSU Vision Plan - Actives Group No. 1 Person 2 Person 3 persons or more
All Employees 12292796 $8.03 $8.03 $8.03