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California State University, Long BeachCalifornia State University, Long Beach

Life Insurance

Program

A term life insurance and limited accidental death and dismemberment program which includes an accelerated death benefit for terminal illness.

Monthly Premium

Currently, no premium rate is charged to employees for CSU provided basic life and/or basic accidental death and dismemberment.

Eligibility

Employees are eligible if appointed half-time or more for a period of more than six (6) months.

Lecturers and Coaches appointed for a minimum of one semester or two consecutive quarters at .4 timebase or greater are eligible for benefits. Coaches (Non-academic calendar year) and Lectures (12 month appointments) are eligible for benefits if appointed half-time or more for a period of more than six (6) months. Exclusions: Faculty appointed solely to teach summer session, extension or intersession are not eligible for benefits.

Employees appointed on an hourly, intermittent basis do not qualify for benefits.

Enrollment

All eligible employees will be automatically enrolled. Coverage will be effective the first of the month following eligibility.

Coverage

Eligible Employee Life Insurance Accidental Death
and Dismemberment
Executive $250,000 $250,000
Management/Supervisory (MPP) $100,000 $100,000
Faculty (Unit 3) $50,000 $50,000
Teaching Associates (Unit 11) $50,000 $0
Public Safety (Unit 8) $10,000 $10,000
Physicians (Unit 1) $25,000 $25,000
Student Services Professional (Unit 4) $25,000 $25,000
Confidential Employees (C99) $50,000 $50,000
CSUEU (Units 2, 5, 7 and 9) $10,000 $10,000

Certificates

Each participant will be provided with a certificate of insurance detailing the program.

Cancellation / Termination

If you become ineligible because of a change in time base or employee category, coverage will be automatically cancelled. Any cancellation or termination of coverage will cause the enrollment to cease at midnight on the last day you cease to be eligible.

Conversion Rights

Upon termination of employment, you may elect to convert the insurance to an individual policy that Standard Insurance offers. No evidence of insurability is required if the application is mailed within 30 days following termination of employment. Contact Standard Insurance at (800) 368-1135 for additional information.

Beneficiary

If you wish to designate a beneficiary other than a spouse, child, parent or siblings, which are considered automatic (statutory) beneficiaries, you must complete a beneficiary form which can be obtained from Payroll Services (Brotman Hall 353).

Direct Pay

If you go on a leave without pay or are otherwise in approved non-pay status, you may elect to pay the full premium for continuous coverage. You should complete the necessary documents prior to your leave. For further information, contact Benefit Service at (562) 985-7141.

Claims Processing

Beneficiaries should contact Benefit Services for instructions for filing a claim.