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California State University, Long BeachCalifornia State University, Long Beach

Insurance

General Liability, Auto Insurance and Workers' Compensation insurance is required on most service contracts and all public works contracts; contracts for professional services such as those with architects and engineers may require professional liability such as Errors and Omissions. The insurer must have a current A. M. Best's rating of not less than A: VII

Failure to provide the insurance certificates and endorsements as specified in the procurement document may cause a bid to be deemed "non-compliant".

Note

Insurance requirements and or liability limits may be increased based on the type of contract and potential risk to the University.
Insurance requirements for public works projects are detailed in the General Provisions section of each bid.

Workers' Compensation Insurance

Contractor shall secure payment of Workers' Compensation to Contractor's employees in accordance with Labor Code Section 3700 et seq. and shall sign and file with the University the following certification prior to commencing any work under this contract:

"I am aware of the provisions of Section 3700 of the Labor Code which require every employer to be insured against the liability for workers' compensation or to undertake self-insurance in accordance with the provisions of that code, and I will comply with such provisions before commencing the performance of the work of this contract."

Contractor shall not commence performance of any work under this contract until the University is provided with either a certificate of insurance issued by an insurance company licensed to write Workers' Compensation insurance in the State of California or a certificate of consent to self-insure issued by the Director of the Department of Industrial Relations.  The certificate of insurance shall include the name of the carrier and the expiration date of the insurance. 

Contractor shall ensure that all of the employees of any subcontractor performing work under this contract are similarly covered by Workers' Compensation insurance. (Labor Code, Sections 1861,3700)

Public Liability Insurance; (including Property Damage) and Vehicle Liability Insurance

Contractor shall furnish to the University prior to the commencement of work an underwriter's endorsement with a certificate of insurance stating that there is liability insurance presently in effect for the Contractor with a combined single limit of not less than $1,000,000 per occurrence, and $2,000,000 aggregate.

Contractor also shall furnish vehicle insurance which is in effect with a minimum coverage of $1,000,000 per occurrence.
The required underwriter's endorsement with a certificate of insurance for each of the above shall provide the following language:

  • That the State of California, the Trustees of the California State University, The University, and the employees, officers, and agents of each of them are included as additional insured, but only insofar as the operations under this contract are concerned;
  • That the insurer will not cancel insured's coverage without 30 days prior written notice to the University.
  • That the State, the Trustees, and the University, and the employees, officers and agents of each of them will not be responsible for any premiums or assessments on the policy.

What Contractor Agrees Upon

Bodily injury liability insurance herein provided shall be in effect at all times during the term of any contract.  In the event the said insurance coverage expires at any time or times during the term of a contract, contractor agrees to provide at least thirty (30) days prior to said expiration date, a new certificate of insurance evidencing insurance coverage as provided herein for not less than the remainder of the term of the contract, or for a period of not less than one (1) year.  New certificates of insurance are subject to the approval of the University, and the contractor agrees that no work or services shall be performed prior to the giving of such approval.  In the event contractor fails to keep in effect at all times insurance coverage as herein provided, the University may in addition to any other remedies it may have, terminate the contract upon the occurrence of such event.

If Contractor employs the services of a sub-contractor, then Contractor shall either require each subcontractor to procure and to maintain during the term of the subcontract public liability insurance in the amounts specified above, or shall insure the activities of subcontractors in the policy above.